Does your employer offer our Payroll Deduction Scheme?
If you're employed by one of our Payroll Partners then you could qualify for a 1% APR discount on our normal interest rates for loans of £2,000 or more. For further information contact our main branch or check with your employer to see if they operate a Payroll Deduction Scheme with Just Credit Union. Remember when you take out a loan from Just you also benefit from FREE loan protection insurance to pay off the loan in the event of your death.
Just is a responsible lender who will only lend you what you can afford to repay so all our loans are subject to status and based on an applicant's ability to afford the repayments.
To apply for a loan you will need to:
Step 1: Please check to see if you're employer is a Payroll Employer in the next tab, if your employer isn't listed we would be happy to speak to your HR / payroll department about the benefits of offering our payroll deduction scheme. Please ask them to call us on 01743 252 325 or email firstname.lastname@example.org to find out more.
Step 2: If you're eligible for a Payroll Member Loan then complete the online application form or alternatively download, complete and return a printed copy of the application form to our office (make sure you include your Payroll Number).
Payroll Member Loans
Credit reference and fraud protection agencies
We may use credit reference and fraud prevention agencies to help us make decisions. What we do and how both we and credit reference and fraud prevention agencies will use your information is detailed in the leaflet: A condensed to the use of your personal information by ourselves and at Credit Reference and Fraud Prevention Agencies. If you would like to read the full details of how your data may be used please click here, phone 01743 252 325, or ask one of our staff. By confirming your agreement to proceed you are accepting that we may use your information in this way.