Just is a responsible lender who will only lend you what you can afford to repay so all our loans are subject to status and based on an applicant's ability to afford the repayments.
To apply for a loan you will need to:
- Be aged 18-65
- Be eligible to join Just Credit Union if you are not already a member
- Have a minimum income of £125 per week
Step 1: Complete the online application form or alternatively download, complete and return a printed copy of the application form to our office.
Step 2: Provide your address details for the last 3 years, employment information and details of your income and outgoings.
- If this is your first loan from Just Credit Union, the maximum you will be able to borrow from us will be £600.
- Just Credit Union encourages members to save as they borrow. If you want to take out a loan we will agree an affordable repayment plan and add a small sum which will be saved, so as you repay your loan you continue to save.