Just Credit Union

Welcome to Just Credit Union

The Midland Shires’

Savings and Loans Cooperative

Service notification 22nd Sept – We are still experiencing issues with the Co-op Bank. We have been able to access some payments and upload withdrawals from yesterday (21st September). However, deposits for 22nd September are not showing on the system this morning. The bank have informed us that they are working on this. This is a nationwide issue and is beyond our control but we will continue to press the bank to resolve it. We apologise for the inconvenience this is causing.

Just Credit Union is different, we’re not run for profit and we’re owned by our members, so we can provide a safe home for savings with access to low cost affordable loans. Anyone who lives or works in Shropshire, Telford & Wrekin, Herefordshire, Wyre Forest, Malvern Hills, Worcester, Stafford, Newcastle Under Lyme, South Staffordshire, or Stoke-on-Trent is eligible to join.

Just Credit Union brings together Just with Money Box, FAIRshare and MWS Credit Unions to provide one dynamic community savings and loans cooprerative.

Loans Savings Accounts

What’s New

Affordable Holiday Saver Loan

For whatever you are planning, affordable loans available from £300

Find Out More

Why choose Just Credit Union?

Just Credit Union is a not-for-profit savings and loans cooperative owned by its members and managed for their mutual benefit. We provide a safe home for savings with access to affordable low cost loans. Membership is open to anyone who lives or works in Shropshire, Telford & Wrekin, Herefordshire, Stafford, South Staffordshire, Wyre Forest, Newcastle Under Lyme, Malvern Hills, Worcester, or Stoke-on-Trent.

We are authorised by the Prudential Regulation Authority and part of the Financial Services Compensation Scheme (FCSC).

Join today!

Saving and borrowing from your local credit union is a great way to support your community. Get access to safe, friendly and ethical financial services.

Become A Member

Start Saving

We want to help everyone build up their savings.

Savings Accounts

Borrow

We offer a choice of fair and affordable loans.

Loan Products

Loan Calculator

How much would you like to borrow?

And for how long?

months

Apply for a Loan

*Representative example. The figures given above are for illustrative purposes only and may not be the APR you receive. The actual interest rates and repayment amounts may vary subject to loan amount and status.

What our customers say…

“Borrowing and savings. Never imagined it would happen BUT now I also have an account for my daughter as I never want her to be in my position.”

Tina, Shrewsbury

Latest News and Advice

All Blog Christmas Guest Blogs Hints & Tips Home Page News

Roger Walker £500 Education Award Winner

Final Year Medical Student wins Just CU's Bursary A medical student in her final year…

Temporary Closure of Madeley office from 28th Aug to 7th Sept

Due to work on the Jubilee House building Just Credit Union's Madeley office Telford will…

Roger Walker Education Award 2026

Applications are now open for the Roger Walker Education Award The Award is now in…

Download the Nivo App

Nivo it is a secure instant-messaging app, it is a great way to communicate with us, especially for sharing the personal information and for sensitive conversations about payments, banking details, and transaction requests.

Download The App

Cookie	Duration	Description
cookielawinfo-checkbox-analytics	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics".
cookielawinfo-checkbox-functional	11 months	The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional".
cookielawinfo-checkbox-necessary	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary".
cookielawinfo-checkbox-others	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other.
cookielawinfo-checkbox-performance	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance".
viewed_cookie_policy	11 months	The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data.