At just Credit Union we can lend any amount
from £50.00 - £7,500 (subject to status). Each application is looked upon
its own merits.
just Credit Union encourages you to save as you borrow.
If you need to borrow, say £500, to fix your car then we are here to help.
We will agree with you a repayment plan which you can afford and include a
small proportion which will be saved, so at the end of your loan you will
have some savings!
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The following tables illustrate repayment schedules for weekly and monthly
repayments spread over 1 or 2 years. Each week or month you repay part of
your loan and also add to your savings. You can decide how much you save
to suit your circumstances. Interest is typically charged at 1% per month
on the remaining balance of the loan making an APR of 12.68% (subject
to status). Please contact us for your personal illustration.
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| 52 WEEKLY REPAYMENTS |
| Loan | Weekly Repayment | Total Loan + Interest |
| £100 | £2.05 | £106.62 |
| £200 | £4.09 | £212.46 |
| £500 | £10.22 | £531.16 |
| Plus savings each week | Deposit £3 | Savings at end of loan £156 |
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| 24 MONTHLY REPAYMENTS |
| Loan | Monthly Repayment | Total Loan + Interest |
| £100 | £4.71 | £112.97 |
| £500 | £23.54 | £564.87 |
| £1,000 | £47.08 | £1,129.74 |
| Plus savings each week | Deposit £13 | Savings at end of loan £312 |
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