Housing Associations And Credit Unions

Partnership with just Credit Union can assist the Housing Association by providing services to: • Your employees - see employer / Employee benefits notes • Your tenants • The local community at large "Community regeneration means more than providing affordable housing. It means enabling people to make their neighbourhood a good place to live and work... Credit Unions... are a way of giving people spending power. They bring back the idea of choice and responsibility; they restore life to the local economy" From: People for Action: "Housing Associations and Credit Unions - Issues and Options" Housing Associations have increasingly developed tenant-oriented services; have experience in quality assurance and in attracting potential tenants to their housing schemes. There are many links that can be made between developing a quality service for credit union members and for housing association tenants. THE HOUSING ASSOCIATION CAN: • Act as a collection point for tenants to make deposits into their credit union account • Be an information point • Assist in the promotion and marketing of the Credit Union's Services • Assist in acquiring funding for paid staff or second H.A. staff to the Credit Union • Assist just Credit Union to acquire suitable premises locally • Offer low cost finance through just Credit Union to tenants for home improvements such as adding security in areas of high crime • In partnership with just Credit Union offer tenants special deals, negotiated with local suppliers, on goods and services just Credit Union can offer tenants: • Access to low cost, affordable credit • Assistance with financial problems • Assistance with financial education and budgeting • Future services aim to offer assistance with utility bills gaining savings for tenants currently forced to use prepayment meters.

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