At just Credit Union we can lend any amount from £300 - £7,500 (subject to status). Each application is looked upon its own merits.

just Credit Union encourages you to save as you borrow. If you need to borrow, say £500, to fix your car then we are here to help. We will agree with you a repayment plan which you can afford and include a small proportion which will be saved, so at the end of your loan you will have some savings!

The following tables illustrate repayment schedules for weekly and monthly repayments spread over 6 months or 1 year. Each week or month you repay part of your loan and also add to your savings. You can decide how much you save to suit your circumstances. On loans below £1,001 interest is typically charged at 2% per month on the remaining balance of the loan making an APR of 26.82% (subject to status). For loans of £1,001 to £3,000 interest is charged at 1.5% per month and above £3,001 interest is typically 1% per month or less on the reducing balance - see table below.   Please contact us for your personal illustration.

Loans up to £7,000

Smaller Loans from £300 to £1,000
52 Weekly Repayments

26 Weekly Repayments